Innovis - The 4th Credit Bureau

Innovis (also known as CBCInnovis) is the 4th credit bureau also known as a Consumer credit reporting agency in the United States, the other three being Equifax, Experian and TransUnion.  Most sources of information about consumer credit repair do not make mention of Innovis (or the 5th agency, PRBC).

Innovis is a subsidiary of CBC Companies, but companies that report debt activity, such as Verizon, refer to the company by the name "Innovis", or simply state that they report to "all four credit agencies".

Innovis began as ACB Services - founded by Associated Credit Bureaus (ACB), in 1970. In 1989 ACB Services was purchased and renamed Consumers Credit Associates (CCA). First Data Corporation purchased CCA and renamed it Innovis, Inc. in 1997. Most recently, CBC Companies purchased Innovis, Inc. in 1999.  As of 2008, CBC Companies claims it has provided consumer credit information through its credit bureau organization for over 55 years.